This is the third year that I’ve done both a financial review at the end of the year, as well as a prediction of my own passive income looking forward.  Since dividends aren’t guaranteed and can fluctuate a lot (especially last year), there’s always some uncertainty and educated guessing required to work out your own specific numbers ahead of time. I delved into potential market recoveries in my update on 2020, as well as a preview of my expectations for 2021. In this article I’ll get into specifics on my own finances, and what I expect for 2021. (As always, these are just my personalRead More →

When I posted my 2020 predictions back in January, I casually threw in a typical financial statement of caution: “Everyone has seen those “the past is not an indicator of performance” disclaimers, which is of course true, so predictions are just that – estimates that could easily be affected by market changes.” Well, I think it’s safe to say nobody saw 2020 coming. Not even the guys from The Big Short.  Here’s my year-end look back at the market, updates on my financial experiment in generating income from dividends during my sabbatical, and a quick look forward.  Stock Market Performance in 2020 The National BureauRead More →

One of the few positives to come out of 2020 was that people found they had spare time on their hands, maybe for the first time in years. Baking homemade bread and cooking exploded in popularity. Home workouts and video yoga took off. Judging by social media, people were able to spend tons of time outdoors with their partners and kids, and even try new hobbies. I was unemployed this year on sabbatical, so instead of traveling as I’d planned, I had even more free time at home than most! One of my goals was to scrutinize and cut back on my spending without feelingRead More →