I heard from several of my friends while I was in California that they found the investing articles informative. I sat down a few days ago and ran through all of the numbers into November, and wanted to give an update here on progress. Recap: Dividend funds for income As you may recall from my previous post, I’ve experimented with higher dividend investing this year, vs. growth, to generate income while I’m on sabbatical. I used a mixture of ETFs as well as some stocks like AT&T. Dividends are not guaranteed and are only announced several weeks before payout (this is referred to as theRead More →

As I mentioned in the previous blog posts on investing (Part 1 and Part 2), one way to generate passive income is through dividend stocks and funds. Today I’m going to walk through my investments, discuss some numbers, and provide some simple information if you’re interested in pursuing passive income yourself. Dividend Basics First, it’s important to realize that not all funds have dividends. Some don’t. Many tech stocks in particular, such as Alphabet/”Google” (GOOG), Amazon (AMZN), Netflix (NFLX), and so on don’t offer any dividends. Some stocks, such as Apple, pay a low dividend (say 1.4%, we’ll cover this in more detail below), whileRead More →

Passive investing is a huge buzz phrase right now. There are tons of blogs covering it, like Sam Dogen’s at financialsamurai.com where he generates over $200,000 a year through a combination of real estate, stocks/bonds, and eBook sales. He doesn’t include his website revenue, because it requires regular maintenance and updates, aka “work”. Often the message conveyed is something aspirational like “break free and live the life you were meant to”, perhaps with a picture of a cocktail on the beach. Maybe you don’t want to quit your job and sip drinks on the beach all day, but you’re looking for some small amounts ofRead More →

Some people love it, some people hate it. Many know they should but don’t, harboring guilty feelings in the dark, like eating ice cream at midnight. Let’s talk investing. Disclaimer: I am one of those people who has never particularly liked the intricacies of market investing. However, I do believe many people think it’s more complicated than it is, and avoid it entirely out of fear. I’m therefore going to keep this article super simple and focus on high-confidence, easy approaches. What you need to remember is there are many highly diversified index trackers that, in the long run, will almost certainly yield returns. YouRead More →