As I mentioned in the previous blog posts on investing (Part 1 and Part 2), one way to generate passive income is through dividend stocks and funds. Today I’m going to walk through my investments, discuss some numbers, and provide some simple information if you’re interested in pursuing passive income yourself. Dividend Basics First, it’s important to realize that not all funds have dividends. Some don’t. Many tech stocks in particular, such as Alphabet/”Google” (GOOG), Amazon (AMZN), Netflix (NFLX), and so on don’t offer any dividends. Some stocks, such as Apple, pay a low dividend (say 1.4%, we’ll cover this in more detail below), whileRead More →

Passive investing is a huge buzz phrase right now. There are tons of blogs covering it, like Sam Dogen’s at financialsamurai.com where he generates over $200,000 a year through a combination of real estate, stocks/bonds, and eBook sales. He doesn’t include his website revenue, because it requires regular maintenance and updates, aka “work”. Often the message conveyed is something aspirational like “break free and live the life you were meant to”, perhaps with a picture of a cocktail on the beach. Maybe you don’t want to quit your job and sip drinks on the beach all day, but you’re looking for some small amounts ofRead More →

Some people love it, some people hate it. Many know they should but don’t, harboring guilty feelings in the dark, like eating ice cream at midnight. Let’s talk investing. Disclaimer: I am one of those people who has never particularly liked the intricacies of market investing. However, I do believe many people think it’s more complicated than it is, and avoid it entirely out of fear. I’m therefore going to keep this article super simple and focus on high-confidence, easy approaches. What you need to remember is there are many highly diversified index trackers that, in the long run, will almost certainly yield returns. YouRead More →

I’ve been watching the Netflix documentary Fyre this week like everyone else, and find it totally fascinating. I remember reading the news at the time the music festival crashed and burned back in April 2017, but I didn’t appreciate just what a disaster it really was. How could the pilot who learned how to fly a plane by playing video games be the smartest guy in the room? As most have seen from watching, Fyre Festival was a train wreck of overpromising and underdelivering at an epic scale. When they lost access to Norman’s Cay, the private island experience that most people were buying intoRead More →

2019 just rolled around, and I’ve been looking into the #vanlife and #rvlife movements. I’ve always been intrigued by the tiny house movement (though existing “accessory dwelling unit” [ADU] laws mean that most people have to mooch off friends/family or break the law to do it, unfortunately) and have been considering, if I took a gap year or more from full-time work, how I’d spend it. In addition to international travel, writing, and possibly some sweat equity on an investment property, I’d like to do some road travel. Bringing my retired parents along would really make that a fun way to spend time with family,Read More →

Friends: “What will you blog about, is there a theme?” Me: “Not really, I’d probably just do a running log of the weird stuff I research anyway on a daily basis.” And on that note, let’s look at the nuclear bomb in Mission Impossible: Fallout. Once again, the world is threatened by a nuclear device (or three). Eventually, Benji gets around to describing it for us – a man-portable bomb with a 5 megaton yield. This sounded off to me. As it happened, I’d just been researching nuclear bomb yields and detonation effects (don’t ask) and had some of the information ready at hand. TheRead More →

For years now I’ve been interested in real estate investing. I like the idea of a tangible asset that I can see and touch, versus stocks and ETFs. I enjoy working on homes and can put sweat equity into it “someday” if I choose. And as the saying goes, they aren’t making any more land (random volcanos and wealthy Middle Eastern countries aside)… So I set myself a summer job task of learning about it, talking to people who’ve done it, and making the leap myself. Research mode: You’re reading what? I went to my local library and browsed through several books on the topic.Read More →

I love gadgets. And yet, despite being knowledgable in tech, I still get frustrated from time to time with problems that just seem to get in the way of enjoying them. If a lover of tech like me gets annoyed, how much worse is it for people who aren’t tech savvy and can’t solve the problems? Do you find yourself sometimes hating the technology that’s supposed to make our lives simpler and does the opposite? Recent examples: Roku Premiere+ Video and Audio Issues Last week I upgraded my Roku so I could take advantage of 4k content (specifically, I buy streaming movies on Vudu, and their UHDRead More →

Learned something new yesterday while looking at options for rental car bookings: Chase Travel does not allow you to do one-way rentals. American Express Travel does allow one-way rentals, but does not allow you to originate from any location that isn’t an airport. Strange restrictions, but good to know. Instead of paying ~$650, more than three times the cost of my transcon plane ticket, I opted to take Amtrak from Philadelphia airport to Lancaster where I’m staying overnight with friends ($17 ticket and as fast as driving). I’ll be using 1350 Hertz points for a one-way car rental in Lancaster to visit other friends near Harrisburg before driving toRead More →